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LEGAL NOTICE

In the present Legal Notice, the User will find all the information related with the legal terms that explain the relationships between the user and the responsible of the web, accesible at the URL direction www.mortgageinspain.es from here on out, the Website), that Prime Mortgage Solutions SL  offers to all Internet users.

1.- INFORMATION ABOUT THE OWNER OF THE WEB SITE

Name: Prime Mortgage Solutions SL  CIF : B56725294

Adress: Urb Cristo de los Molinos nº3 CP 29603 Marbella (Malaga)

Phone number: +635 849 259

Email: info@mortgageinspain.es

Prime Mortgage Solutions SL  CIF : B56725294  is the responsible of the Website and promises to obey all national and european requirements that regulate the use of personal data of users.

This website guarantees the protection and confidentiality of personal data provided by you, according to the EU 2016/679 General Data Protection Regulation (GDPR), and the Organic Law 3/2018, of Personal Data Protection and guarantee of digital rights, just as according to Law of Society Information’s Services and Electronic Trades, 34/2002 (LSSI-CE).

2.- OBJECT

The Website ease the users the same access to information and services provided by Prime Mortgage Solutions SL  CIF : B56725294

The use of the Website implies the whole acceptance, without exceptions, of every single provision included in this legal notice. Consequently, the user of the Website must read carefully the legal notice every time he/she visits the web site, because the text may suffer modifications, according to the will of the owner or according to a legislative, jurisprudential or company criteria change.

3.- ACCESS AND USE OF THE WEB

3.1.- Free Access and use of the web. The access is free for all users, except in everything related to connection cost through net telecoms, supplied by the provider of the users.

3.2.- User’s register. Generally, the access and use of the web does not require previously subscription or register of users.

3.3.- Users guarantee and respond, in any case, of personal data’s accuracy, validity and authenticity, and they compromise to keep it updated. The user accepts to provide complete and correct information in the contact questionnaire.

In case of children under thirteen years, it is required the consent of their parents or guardians for the treatment of their personal data.

In any case won’t be collected from minors aspects such as professional and economic situation, or privacy of other members of their family, without the proper consent. If you are under thirteen and you have accessed this website without warning your parents, you must not register as user.

In this website the user’s personal data are carefully respected. As user, you must know that your rights are guaranteed.

4.- WEBSITE CONTENTS

The language of the website will be english. Prime Mortgage Solutions SL  CIF : B56725294 does not take responsability of the incomprehension by the user, neither its consequences.

Prime Mortgage Solutions SL  CIF : B56725294could modify the contents without previous warning, just like delete or change them, not taking resposanbility of it.

It is prohibited the use of website’s contents for promoting, hiring or divulge advertising, or own and third parties information, without the authorisation of Prime Mortgage Solutions SL  CIF : B56725294 , just like sending advertising or information using for that services offered by the website, regardless the use is free or not.

Links and hyperlinks that third parties add in their websites, directed to our website, will be for the whole opening of it, not being able to express false statements, inaccurates or confusing againts Prime Mortgage Solutions SL  CIF : B56725294

5.- SECURITY MEASURES

Personal data provided by the users could be stored in databases, computerized or not, which ownership belong exclusively to Prime Mortgage Solutions SL  CIF : B56725294 , taking over all technical, organizational and security measures that guarantee confidentiality, integrity and quality of the information, according to all current regulations about personal data protection.

6.- LIMITATION OF LIABILITY

Access to website, just like non consent use of information contained in it, will be exclusive responsability of the person that makes it. Prime Mortgage Solutions SL  CIF : B56725294 will not respond for any consequence, harm or damage that may occur derive from it. Equally, the company will not be responsible of security breaks that may occur, neither harms thay may occur on user’s informatic system (hardware y software), or files and documents stored in it, as a consequence of:

- Presence of a virus in user’s computer used to the connection for services and contents in the website.

- Malfunction of the browser.

- and/or use of non updated versions of it.

Prime Mortgage Solutions SL  CIF : B56725294 will not be responsible of reliability and speed of hyperlinks to other websites. Prime Mortgage Solutions SL  CIF : B56725294 does not guarantee the utility of the hyperlinks, and will not take responsability for the contents or services contained in them.

7.- USE OF COOKIES

This website use cookies and other similar technologies, deeply explained in the Cookie Policy, accessible all the time, and respecting the confidentiality and privacy of the user, being a part of the present legal notice.

8.- NAVIGATION

Internet’s servers may collect non identifiable data, that may include IP addresses and other data, which can’t be used to identify the user. Your IP address will be stored in automatic access logs, with the only purpose of allowing the Internet traffic, being neccesary that your system provides that address for the right communications. In the same way, that addres could be used to make anonymous statistics about the number of visitors of this website and their origin, in a transparent way for your navigation.

9.- INDUSTRIAL AND INTELLECTUAL PROPERTY

User knows and accept that all contents and/or other elements of the website are properties of Prime Mortgage Solutions SL  CIF : B56725294, and commits to respect all industrial and intelectual rights, ownership of Prime Mortgage Solutions SL  CIF : B56725294 and/or third parties.

Any use of the website or its contents must have a personal nature.

It is exclusively reserved to Prime Mortgage Solutions SL  CIF : B56725294, any other use that suppose copy, duplicate, distribution, transformation, public communication or any other similar action of the whole or partial contents of the website, so any user could not attempt these actions without previous and written authorization of Prime Mortgage Solutions SL  CIF : B56725294

10.- APPLICABLE LEGISLATION AND COMPETENT JURISDICTION

This legal notice will be interpreted and regulated by the spanish legislation. Prime Mortgage Solutions SL  CIF : B56725294 and the users accept to resolve controversies that may occur derive of the use and access to the website, in the Courts and Tribunals of user’s home. If the user has its home outside Spain, Prime Mortgage Solutions SL  CIF : B56725294 and the user will resolve the controversies in the Courts and Tribunals of Málaga.

PRIVACY POLICY AND DATA PROTECTION

According to the Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation), according to the Organic Law 3/2018, of Personal Data Protection and guarantee of digital rights, just as according to Law of Society Information’s Services and Electronic Trades, 34/2002 (LSSI-CE), Prime Mortgage Solutions SL  CIF : B56725294 guarantees the protection and confidentiality of any personal data provided by our customers, according to the GDPR.

Prime Mortgage Solutions SL  CIF : B56725294’s Privacy Policy lays on proactive responsability principle, according to which the treatment responsible is responsible of the legislative and jurisprudential compliance, being able to prove it before the Control Authorities.

Data provided will be treated according to the GDPR; in this way Prime Mortgage Solutions SL  CIF : B56725294 has adopted protection levels legally required, and has installed all technical measures to avoid loss, bad use, alteration and non authorized access by third. However, user must be aware that security measures on Internet are not impenetrable.

Responsible of the treatment: Who we are?

Name: Prime Mortgage Solutions SL  CIF : B56725294

Adress: Urs Cristo de los Molinos nº3 Marbella CP 20603 (Malaga) Spain

Phone number: +34 635 849 259

Email: info@mortgageinspain.es

Purpose of the treatment: For what reason will we use your data?

All data provided by our customers and visitors of the website will be included in files responsability of Prime Mortgage Solutions SL  CIF : B56725294, indispensable to offer the services required by the users, or to resolve doubts and questions asked by our visitors. Our policy is not to make profiles about our users.

Legitimacy of the treatment: Why do we need your data?

a) Contractual relationship: Applied when you buy one of our products or hire any of our services.

b) Legitimate interest: To attend enquiries and complaints asked, and to manage debts.

c) Your consent: If you are user of our website, by clicking in the chechbox of the contact form, you authorize us to send communications to answer your questions.

Addressees: with whom do we share your data?

We do not share your personal data with anyone, except with public or private entities which we are forced to do so according to law. As an example, Tributary Law oblige to share with Tributary Agency some information about economic operations that exceed certain quantity.

Beside of the examples explained, if we need to share your personal information with other entities, we will ask you previously, using transparent options that let you decide about it.

Communication: Where could we send your data?

We will not make international personal data transfers for any of the explained purposes.

Conservation: For how long we will keep your data?

We will only keep yor data for as long as neccesary, according to the purposes for what they were collected. To determine so, we examine the risks implied, just as our contractual duties, internal and our legitimate business interest, described in the Legal Notice and the Cookies Policy.

In this way, Prime Mortgage Solutions SL  CIF : B56725294 will keep your personal data once the relationship with you is over, properly blocked during the prescription period that may derive from the relationship with you.

Once blocked, your data will be inaccessible for Prime Mortgage Solutions SL  CIF : B56725294, and will not be treated, except for communications to Public Administrations, Judges and Courts, to attend hypotheticals responsabilities derive from the treatments, just like for exercise and defence of complaints before Spanish Agency of Data Protection.

Security: How are we going to protect your data?

We use all our efforts to maintain the confidentiality of personal data treated in our systems. We maintain strict security levels to protect it against leaks and non authorized access or treatments. However, we can’t take responsibility for the use that you do in our website.

Your rights: What rights can you exercise as applicant?

We inform you that you could exercise the following rights:

a) Right of access to your personal data, to know which ones are being treated and the treatment operations taking place with them;

b) Right of erasure (“right to be forgotten”) of your personal data, when possible (for instance, as required by law);

c) Right to restriction of processing about the treatment of your personal data when the accuracy, legality or need of the personal data treatment become uncertain. We could keep it for exercise or defence of complaints.

d) Right to object the treatment of your personal data, when the legality of it is legitimate interest. Prime Mortgage Solutions SL  CIF : B56725294 will stop treating your data, unless it is necessary to defence of complaints.

e) Right to data portability, when the legal base of the treatment would be contractual relationship or your consent.

f) Right to revoke the consent given to Prime Mortgage Solutions SL  CIF : B56725294

To exercise your rights, you can do it for free, any time, contacting us at the following address: Url Cristo de los Molinos 3 Marbella CP 29603  , Málaga, attaching a copy of your personal ID.

Protection of rights: Where can you exercise a complaint?

If you consider that your rights have not been carefully dealed by our company, you can exercise a complaint before the Spanish Agency of Data Protection, through one of the following ways:

.- Electronic office: https://www.aepd.es

.- Mailbox: Spanish Agency of Data Protection, C/ Jorge Juan, 6, 28001, Madrid

.- Telephone: 901.100.099 y 912.663.517

Exercise a complaint before this entity does not involve any cost and it is not neccessary lawyer nor attorney.

Updates: What changes may occur in this Privacy Policy?

Prime Mortgage Solutions SL  CIF : B56725294reserves the right to modify the present policy to adapt it to the legal updates. To guarantee the data protection regulations, Prime Mortgage Solutions SL  CIF : B56725294has received the counsel and advice of clickDatos.

COOKIE POLICY

In the website www.mortgageinspain.es (from here on out, the website) we use cookies to ease the relationship between our visitors and our contents, and to allow to elaborate statistics about the visits we receive.

We inform you that we could use cookies to ease the navigation trough the website, distinguish you among other users, provide a better experience and identify problems to improve our website. Additionally, in case you give us your consent, we will use cookies that allow us to obtain more information about your preferences and personalize our website according to your personal interest.

What are the cookies?

Cookies are tiny files which are recorded in the navigator used by every visitor of our website, to allow the server to remind the visit of that user. This information does not reveal your identity or any personal data, nor access the content of your pc, but it does allow our system to identify you as a user that previously visited our website, and besides, allows to keep your personal preferences and technical information, such as number of visits or websites visited.

According to the Law of Society Information’s Services and Electronic Trades, 34/2002 (LSSI-CE), following the guidelines of the Spanish Agency of Data Protection, we are going to inform you in detail of the use done in our website.

The purpose of this cookie policy is to inform you in a clear and precise way about the cookies used in our website. About third partie’s cookies, we can’t take responsability of their content and truthfulness of their privacy policies.

And now, we are going to detail a cookie clasification. A cookie can be included in more than a category.

Types of cookies according to the entity

- Own Cookies: Cookies sent to the user’s electronic device from a device or domain manage by the word processor and where the service asked by the user is given.

- Third Party Cookies: Cookies sent to the user’s electronic device from a device or domain which are not managed by the word processor, but by other entity which treat data.

Types of cookies according to the active remaining time

- Session cookies: Cookies design to collect and keep data while the user access to a website.

- Permanent Cookies: Cookies in which data keep stored in the device and can be accessed and treated during a period stablished by the responsible of the cookie. May vary from minutes to years.

Types of cookies according to their purpose

- Technical Cookies: Those which allow the user the navigation through a website, platform or application and the use of different options or services contained in it, for instance, controlling the traffic and data communication, identify the sesión, access to restricted áreas, remind elements of an order, complete the process of a purchase, use security elements through navigation or share content in social media.

- Personalization Cookies: Those which allow the user to access the service with some predefined characteristics, such as language, type of navigator, regional configuration, etc.

- Analysis Coookies: Those which allow the responsible of them, the track and analysis of the user’s behaviour, linked to the website. The information collected with this type of cookies is used to measure the activity of the websites, applications or platforms, just like for development of user’s profile, with the purpose of improve the service according to the results.

About the treatment of data collected by these cookies, is unlikely that represent a risk for the privacy of the users, as long as the cookies treat data with a strictly statiscal purpose, provide information about its use and include a possibility to reject it.

- Advertising Cookies: Those which allow to manage advertising spaces that the word processor has included in the website, based on criteria such as published content or frequence of the advertisings.

- Behavioral Advertising Cookies: Those which allow to manage advertising spaces that the word processor has included in the website. These cookies store information about the user’s behaviour, obtained through continuous observation of their navigation habits, what allow to develop a specific profile to show advertise according to their preferences and habits.

Nowadays, most browsers are configured to block the installation of third parties cookies and advertising cookies. User can increase the origin restrictions. If you are interested in admitting these cookies, you could set your browser in that way.

The acceptance of the user, by clicking the ACCEPT button showed in the initial information about cookies, implies that you are expressly consenting to the responsible for their use. You can revoke it any time, requesting it at Prime Mortgage Solutions SL  CIF : B56725294

We inform you of all cookies that may be installed from our website

Cookie           Purpose          Origin          More Information

(fill)                                                                    (Entity, conversation time, etc)

                             (fill) 

                                                      (fill) 

                                                                             (fill)

It is possible that we update the Cookie Policy of our website. We recommend you to review this policy from time to time, in order to be aware about how and what for we use cookies.

Most browsers allow the management of cookies in three different ways:

- Cookies are always rejected;

- Browser ask before installing it;

- Cookies are always accepted;

Your browser can include the possibility of select with detail which cookie you want to install. User can accept one of the following options:

- Reject cookies of certain domains;

- Reject third party cookies;

- Accept non persistent cookies (are erased when the browser is closed);

- Allow the server to create cookies for a different domain.

To allow, know, block or erase installed cookies in your device, you can do it in the option menu of your browser.

You can find it in the following menus:

• Internet Explorer: Tools -> Internet options -> Privacy -> Configuration. For more information, you can consult Microsoft support or Browser Assistance.

• Firefox: Tools -> Options -> Privacy -> History -> Custom settings. For more information, you can consult Mozilla support or Browser Assistance.

• Chrome: Settings -> Show advanced options -> Privacy -> Content settings. For more information, you can consult Chrome support or Browser Assistance.

• Safari: Preferences -> Security. For more information, you can consult Apple support or Browser Assistance.