About US- Mortgage in Spain.es

The First Online Mortgage Broker Specialized in Non-Residents in Spain

Buying a home in a foreign country is an exciting journey, but it can also be complex, with unfamiliar regulations, financial processes, and legal requirements. At Mortgage in Spain.es, we make this process simple, secure, and fully online, ensuring that international buyers can obtain the best mortgage conditions with ease. 



Founded in 2020, post-pandemic, by Nora and David—both with an international background and a combined 25 years of experience in Spain’s top financial institutions in executive roles, managing international clients, and with strong entrepreneurial expertise—Mortgage in Spain.es was born out of a clear mission: to provide non-residents with a seamless, technology-driven mortgage process. Recognizing the increasing demand for an efficient, remote, and expert-led service, we became the first mortgage broker in Spain exclusively dedicated to non-resident buyers, operating 100% online.

Our team of certified mortgage advisors specializes in securing the best financing solutions tailored to each client’s financial profile. With deep expertise in the Spanish mortgage market and strong relationships with Spain’s leading banks,  we negotiate the most favorable terms while ensuring a smooth, hassle-free experience  from start to finish. And because our services are paid by the bank that grants the mortgage , our clients  never receive a bill from us —expert guidance at no extra cost. 

A 360° Service: Beyond Mortgages

At Mortgage in Spain.es, we know that buying property abroad involves more than just securing a mortgage. That’s why we have built a prestigious network of trusted partners, available for our clients whenever they need them, including:

✅  Leading real estate agencies  to help you find your ideal home 

✅  Specialized real estate lawyers  to protect your interests and ensure legal security 

✅  NIE processing services to handle the required tax identification number 

✅  Utility setup specialists  to arrange electricity, water, and internet 

✅  Currency exchange experts for international money transfers with the best rates 

By integrating these services into our process, we offer a comprehensive, one-stop solution that allows non-residents to buy property in Spain with complete confidence—all from the comfort of their home, no matter where they are in the world.

We are proud to be the go-to mortgage broker for non-residents, trusted by top real estate agencies and leading real estate lawyers in Spain, who refer their clients to us every day. It is an honor for our team to support these international buyers, providing them with the expert guidance and assistance they need to make their dream of owning property in Spain a reality.

A Multilingual, Internationally Trained Team

Our team of mortgage advisors is multilingual and extensively trained to understand the fiscal and financial particularities of both European Union and non-EU countries. This specialized knowledge allows us to build solid and well-structured mortgage applications for Spanish banks, ensuring that each submission:

✔️ Meets all banking requirements for the applicant’s country of residence
✔️ Anticipates and provides the necessary documentation in advance to avoid delays
✔️ Reduces the risk of rejection by addressing potential concerns proactively
✔️ Speeds up the approval process, making the journey to homeownership in Spain as smooth as possible

Our advisors bridge the gap between international buyers and Spanish banks, ensuring that our clients' financial profiles are presented clearly and accurately to secure the best mortgage terms without unnecessary hurdles.

Technology-Driven Efficiency: A Smarter Way to Buy in Spain

At the heart of our service is  innovation . Our  technology-driven approach  means we are constantly integrating  automated processes and cutting-edge digital tools to make securing a mortgage faster, more efficient, and stress-free. From digital document submissions to real-time financial assessments, we streamline every step to eliminate delays and ensure a relaxed, effective, and enjoyable home-buying experience. 

Our commitment is simple: we handle the complexities so you can focus on your dream of owning a home in Spain. 

Your mortgage in Spain, managed 100% online, with expert guidance and the latest technology every step of the way.

📩 Contact us today and take the first step toward owning your home in Spain!