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What Our Clients Say About Us

🇬🇧 “We would never have managed it without them”

James & Caroline T. – London, UK → Jávea, Spain
June 2024

When James and Caroline decided to swap the hustle of London for a home by the sea in Jávea, they quickly ran into complications securing a mortgage as non-residents. “We were told it was nearly impossible unless we were tax residents in Spain,” James recalls.
That changed when they contacted Mortgage in Spain. The team assessed their finances using the same criteria Spanish banks use and provided a clear maximum budget. “Within two months, our mortgage was approved at 70%, and we signed the deed in June.”
They especially appreciated the daily support and guidance, and were surprised to learn that their service was free, as the broker’s fees were paid directly by the bank.

🇺🇸 “I never thought buying in Spain could be this smooth”

Linda M. – Austin, Texas, USA → Marbella, Spain
September 2023

Linda, a retired physician, had always dreamed of a seaside apartment in Marbella but was worried about the paperwork and distance. “Mortgage in Spain took care of everything — NIE, property valuation, mortgage approval, notary coordination… they even recommended a great lawyer and estate agent,” she says.
Her mortgage was approved with a competitive fixed rate, and she completed the purchase in September.
“The most amazing part was how everything was done remotely. I only flew to Spain for the final signature. Everything else was handled online with absolute clarity and trust.”

🇮🇪 “They saved our purchase — and our nerves!”

Sean & Maeve O. – Cork, Ireland → Estepona, Spain
February 2024

Sean and Maeve were at risk of losing their reservation deposit because of delays from their Irish bank in issuing official income documents. “We were panicking, but Mortgage in Spain stepped in, explained everything to the Spanish bank, and made sure the seller didn’t cancel,” Maeve shares.
They even negotiated an addendum in the arras contract to ensure the deposit would only be due once the mortgage was formally approved.
“We signed our dream home in Estepona in February. Without their help, we could have lost over €20,000. Their experience saved the deal.”

🇨🇦 “More efficient than any bank in Canada”

Sophie T. – Montreal, Canada → Alicante, Spain
November 2023

Sophie, a marketing executive, wanted a second home in Alicante for vacation and rental income. “I expected bureaucracy, but working with Mortgage in Spain was smoother than any mortgage I’ve done back home,” she says.
They delivered a full financial report, handled all the bank negotiations, and helped her obtain a fixed-rate mortgage in under three weeks.
“I was truly impressed by their professionalism, fast response times, and the fact that everything was explained in perfect English. They even helped me choose a lawyer and set up utilities.”

🇦🇺 “They got my mortgage approved in 15 days”

Andrew M.– Sydney, Australia → Sitges, Spain
March 2025

Andrew, a freelance designer, had already been rejected by two Spanish banks due to his self-employed status outside the EU. “I felt stuck until I found Mortgage in Spain,” he says.
They reviewed his Australian tax returns, explained his freelance income clearly to the lender, and had the mortgage approved in just 15 days.
“They’re real experts in non-resident cases. I couldn’t believe how fast it all moved — NIE, mortgage, contract coordination, even notary scheduling. I never felt lost, and now I’m living in Sitges.”

🇦🇪 “I felt fully supported from Dubai to Spain”

Noura A. – Dubai, UAE → Valencia, Spain
January 2025

Noura, an Emirati entrepreneur based in Dubai, wanted to invest in a modern apartment in Valencia as a holiday home and rental property. “I had no idea where to start with Spanish mortgages as a non-resident from the UAE,” she admits.
She contacted Mortgage in Spain after a friend’s recommendation and was immediately impressed by their structure and transparency. “They analysed my company income in Dubai, translated and explained everything to the Spanish bank, and took care of all the steps remotely.”
Noura had her mortgage approved in just three weeks, with all legal and banking procedures handled online. “Their experience with clients from the Gulf region was obvious. I always felt respected, well-informed, and 100% safe.”

🇺🇸 “Buying in Spain from New York seemed impossible — until I found them”

Michael R. – New York City, USA → Málaga, Spain
December 2024

Michael, a finance consultant living in Manhattan, had been searching for a Mediterranean property to enjoy part of the year and rent out the rest. “I loved the idea of buying in Málaga, but the mortgage process from the U.S. was overwhelming,” he says.
He reached out to Mortgage in Spain after reading about their experience with non-resident clients. “They immediately took control: explained the 70% limit, calculated exactly what I could afford, and walked me through the entire process — from the NIE to the final notary appointment.”
Michael was impressed with their 99% approval rate, and in less than a month he had a mortgage offer from a top-tier Spanish bank. “They dealt directly with the bank, the lawyer, even the estate agent. All I had to do was review and sign. Honestly, it felt like a private banking experience — but better.”