Mortgage Broker Lloret de Mar

Why Investing in Lloret de Mar is a Smart Move: Insights from Your Mortgage Broker in Lloret de Mar

Lloret de Mar, a picturesque coastal town on Spain's Costa Brava, has become an increasingly attractive destination for non-residents looking to invest in a vacation home.


With its stunning beaches, vibrant cultural scene, and strategic location just an hour away from Barcelona, Lloret de Mar offers numerous advantages for real estate investors.


This article will explore why investing in a property in Lloret de Mar is a wise decision, focusing on the evolution of the local real estate market, potential for property appreciation, rental income prospects, and essential information for investors.


A Glimpse into Lloret de Mar


Lloret de Mar, located in the province of Girona, is one of the most popular tourist destinations on the Costa Brava. Known for its rich history dating back to Roman times, the town boasts a blend of historical landmarks and modern attractions. Visitors are drawn to its pristine beaches, such as Platja de Lloret and Cala Boadella, as well as its vibrant nightlife and cultural events. The town also offers a variety of outdoor activities, including hiking, water sports, and golfing, making it an ideal destination for vacationers.

Climate: Lloret de Mar enjoys a Mediterranean climate, characterized by hot, dry summers and mild, wet winters. Average summer temperatures range between 25°C and 30°C (77°F to 86°F), making it perfect for beach activities and outdoor pursuits. Even in the winter months, temperatures rarely drop below 10°C (50°F), allowing for year-round enjoyment of the area's natural beauty.

Accessibility: One of the major advantages of Lloret de Mar is its accessibility. The town is conveniently located just 30 kilometers (about 18 miles) from Girona-Costa Brava Airport, which offers regular flights to and from various European cities. Additionally, Barcelona-El Prat Airport, a major international hub, is approximately 90 kilometers (about 56 miles) away, providing even greater connectivity.

Golf Courses: For golf enthusiasts, Lloret de Mar is surrounded by several excellent golf courses. The region boasts three main golf courses within close proximity:


  • PGA Catalunya Resort: Located about 30 minutes from Lloret de Mar, this world-renowned golf resort offers two championship courses and is considered one of the best in Europe.
  • Golf de Pals: Situated 45 minutes away, this historic course is the oldest on the Costa Brava and is set in a stunning natural environment.
  • Club Golf d’Aro: Approximately 40 minutes from Lloret de Mar, this course offers breathtaking views of the Mediterranean Sea and challenging play.

These golf courses contribute to the area’s appeal for both vacationers and potential property investors.


The Real Estate Market in Lloret de Mar


The real estate market in Lloret de Mar has seen significant growth over the past decade. Historically, property prices in the area were relatively affordable compared to other coastal regions in Spain. However, with the increasing demand from both domestic and international buyers, prices have steadily risen. According to recent data, property values in Lloret de Mar have appreciated by approximately 5-7% annually over the past five years, reflecting the town's growing popularity as both a tourist destination and a place for second homes.


Investment Potential: Property Appreciation and Rental Income

Property Appreciation: Investing in a vacation home in Lloret de Mar offers substantial potential for capital appreciation. The town's strategic location, coupled with ongoing infrastructure improvements and its growing reputation as a prime tourist spot, suggests that property values will continue to rise. Non-residents who invest in real estate here can expect steady appreciation, making it a sound long-term investment.


Rental Income: Lloret de Mar's status as a year-round tourist destination provides excellent opportunities for rental income. The town attracts a diverse range of tourists, including families, young travelers, and retirees from across Europe. During the peak summer months, vacation rentals are in high demand, with occupancy rates often exceeding 85%. Even during the off-season, the town's mild climate and proximity to major cities like Barcelona ensure a steady flow of visitors. As a result, investors can expect attractive rental yields, particularly if they market their properties through popular short-term rental platforms.


Who’s Buying? Common Nationalities Investing in Lloret de Mar


Lloret de Mar has become a favorite among international buyers, particularly from countries like:

  • France: Due to the town's proximity to the French border, many French nationals choose Lloret de Mar for its accessibility and vibrant lifestyle.
  • Germany: German buyers are drawn to the region's mild climate and beautiful landscapes, as well as its excellent golf facilities.
  • United Kingdom: British buyers have a long history of investing in Spanish coastal properties, and Lloret de Mar is no exception. They are attracted by the town’s lively atmosphere and the ease of travel.
  • Russia: In recent years, Russian buyers have shown a growing interest in Lloret de Mar, appreciating its luxury properties and the Mediterranean lifestyle.

These diverse international communities contribute to the dynamic property market in Lloret de Mar, making it a vibrant place to invest.


Key Considerations for Non-Resident Investors


For non-residents considering purchasing a vacation home in Lloret de Mar, there are several important factors to consider:

  1. Legal and Tax Implications: Non-residents are subject to specific regulations and taxes when purchasing property in Spain. It's crucial to seek legal advice to understand these obligations, including non-resident income tax, capital gains tax, and inheritance tax.
  2. Financing Options: While obtaining a mortgage in Spain as a non-resident is possible, it’s essential to explore different lenders and mortgage brokers to find the best terms. Interest rates for non-residents may vary, and understanding the options available can help optimize your investment.
  3. Property Management: If you plan to rent out your property, consider hiring a local property management company. They can handle everything from guest check-ins to maintenance, ensuring a hassle-free investment.
  4. Market Research: Conduct thorough market research to identify the best neighborhoods in Lloret de Mar for investment. Areas close to the beach or the town center typically offer higher rental yields and better prospects for property appreciation.



Investing in a vacation home in Lloret de Mar is an excellent opportunity for non-residents looking to benefit from the rising property market and the town's booming tourism industry. With its rich history, beautiful landscapes, and strong real estate market, Lloret de Mar stands out as a prime location for those seeking both a luxurious vacation retreat and a profitable investment. Whether you're looking for a holiday getaway or a rental property, Lloret de Mar offers a promising future in the Spanish real estate market.


If you're considering a mortgage to finance your purchase in Lloret de Mar, our team at Mortgage in Spain is here to guide you through the process and help you find the best mortgage solution for your needs.


Contact us today to learn more about how we can assist you in making your dream of owning a vacation home in Spain a reality.

 Discover the potential of owning your ideal home in Spain with our expert mortgage services. Provide your contact information, and our skilled team will offer customized mortgage solutions to fulfill your property goals.


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